Legal Information

Disclaimer

Important regulatory declarations, limitations of liability, and legal representations.

1. Independent Representation

This website is owned and operated by Bhaiyasaheb Y. Patil (Agent Code: 2275967, Amalner Branch 9, serving Jalgaon District), in his individual capacity as an authorized independent insurance agent registered with the Life Insurance Corporation of India (LIC). This website is a portfolio and informational platform designed to assist clients and is NOT the official corporate website of the Life Insurance Corporation of India.

2. Product Information Disclaimer

The brochures, policy features, premiums, and benefits displayed on this website are compiled from current LIC resource materials. While we strive to maintain complete accuracy, the product terms, conditions, premiums, exclusions, and benefits can change without prior notice as per official LIC circulars.

"Insurance is the subject matter of solicitation. Please read all sales brochures carefully before concluding a sale."

3. No Promises of Guaranteed Returns

Life insurance products can contain risk factors and market elements (especially unit-linked insurance plans, ULIPs). Bhaiyasaheb Y. Patil does not guarantee any investment returns, bonuses, or dividend values beyond the official policy specifications and sovereign guarantees officially backed by the Government of India as laid down in the LIC Act of 1956.

4. Financial Advice Limitations

The content provided on this website, including calculations from our interactive Quote Calculator, is intended solely for general guidance and estimation. It does not constitute formal, binding legal or tax advice. Users are encouraged to verify calculations and eligibility parameters before concluding any financial transaction.

5. Verification of Agent Credentials

Clients are welcome to verify the license credentials of Bhaiyasaheb Y. Patil directly with the LIC Amalner branch (Branch Code 9) using the authorized agent registration code: 2275967.

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