Terms & Conditions
Rules and guidelines for accessing and utilizing services offered on this site.
1. Terms of Use
By accessing this website, you agree to comply with and be bound by the following terms and conditions. If you disagree with any part of these terms, please do not use our website.
2. Representative Status
This website is operated by Bhaiyasaheb Y. Patil in his capacity as an Authorized Independent Life Insurance Agent of the Life Insurance Corporation of India (LIC). This website is a representative service portfolio and is not the official corporate website of LIC of India. All transactions, official policy creation, and official receipts are executed and issued through official LIC branch offices.
3. Information Accuracy & Solicitation
The information provided on this website is for general informational and educational purposes. The illustrations generated by the quote calculator are estimated figures based on current LIC premium tables and do not represent final contract terms.
4. No Guarantee of Returns
We do not promise or guarantee fixed returns on any market-linked plans (such as ULIPs) or optional riders, except as explicitly defined in the official policy documents issued by the Life Insurance Corporation of India.
5. Intellectual Property
All customized graphics, text descriptions, layout designs, and agent descriptions are the intellectual property of this site. The LIC logos and brand marks are copyrighted trademarks of the Life Insurance Corporation of India, used here for authorized representation purposes under agent license code 2275967.
6. Amendments
We reserve the right to modify these terms at any time without notice. By using this website, you agree to be bound by the current version of these terms and conditions.
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